Why you should get an appraisal from Perdue Appraisal Services, Inc.Thousands of people in South Carolina purchase, sell or refinance their home every month. Many of these transactions consist of a simple line item for an appraisal. Practically all lenders still need a local expert because the stakes are so high, even though there are a developing number of automated home valuation methods that might appear to be cheaper than an appraisal. You might assume that securing a mortgage is the only reason to get an appraisal, but there are more instances when the services of a licensed, independent real estate professional might come in handy. 
Challenge your tax assessmentIt's quite possible you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a past assessment of your real estate, so if values are less than what they used to be in your neighborhood, you can challenge your assessment and save money. An appraisal from Perdue Appraisal Services, Inc. is your best evidence when building your case. We're capable of assisting you in challenging your tax assessment. Remove PMI to lower your mortgage paymentWhen the amount being loaned to the home buyeris more than 80% of the actual value of the property, most lenders ask home buyers to buy this supplemental insurance plan. That policy is Private Mortgage Insurance, or PMI. Most often, this added payment is lumped into the monthly mortgage payment and is soon forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level, making this very unfavorable. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met. Perdue Appraisal Services, Inc. can produce a statement regarding the value of your home, and the price you paid for the home valuation can often be regained in little time because you'll no longer be paying the PMI. Order your appraisal from Perdue Appraisal Services, Inc. today Order todayGet a fair valuation on a home take make a divorce settlement less stressfulA divorce is an especially daunting event for the parties involved, and it is often further complicated by the difficult decision of who maintains the house. Regardless of the situation, it's a good idea to get an appraisal from Perdue Appraisal Services, Inc. so both parties are completely aware of the true market value of their property. If the parties wish to sell the home, they'll have a clearer picture of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation. Accurate and fair estate liquidationThe loss of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion. Unlike wealthy individuals, most Americans do not have dedicated estate planners or executors to manage these affairs. A home or other property often makes up an uneven share of the total estate value, so knowing the true worth of the real estate at hand is of significant importance to ensuring disputing parties walk away knowing they've received an honest deal. Relocate to or from Aiken County through an employee relocation programWe know the headaches involved with an employee relocation. That being said, we take great care in establishing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, as well as information about any current sales or listings in their area that they want considered during our detailed inspection. Close on your home quickly — for the right priceA professional appraisal can help you make a more informed decision regarding your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't related to the sales price, but rather they are calculated on our efforts to complete the appraisal report. On a daily basis, we determine the difference in value things like an extra bathroom or a kitchen remodel can make. Seeking a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long homes stay on the market. 
|